Reward yourself More with a Save-On-More Visa*

 B.C. Residents Only

To apply for a Vancity Save-On-More Visa,
Click Here

$15,000 annual income required.


 Residents outside B.C. Only

To apply for a Citizens Bank Save-On-More Visa,
Click Here
$15,000 annual income required.


Earn more points, faster

When you use your Save-On-More Visa card at Save-On-Foods, Overwaitea Foods, PriceSmart Foods, Cooper's Foods and Urban Fare stores, you’ll receive one point for every dollar you charge to it. That’s on top of the point per dollar you’re already earning with your regular Save-On-More card. Plus, to really boost your point total, you’ll receive two Save-On-More points for every dollar you spend when you use your Save-On-More Visa anywhere else Visa is accepted†.

  • 2 points for every $1 you spend**
  • No annual Fee
  • Accepted at over 26 million locations worldwide.
  • Sign up for your new Save-On-More Visa and get 10,000 bonus points†




More Rewards

Save-On-More rewards members quickly and easily. Redeem your Save-On-More points for free groceries and other general everyday merchandise. Or larger items such as electronics, countertop appliances and travel. Click here for more information regarding Save-On-More and how to redeem Save-On-More points, or pick up a rewards catalogue at your local Save-On-Foods, Overwaitea Foods, PriceSmart Foods, Cooper’s Foods or Urban Fare store.

In partnership with VanCity and Citizens Bank of Canada, the Save-On-More Visa card does so much more than other credit cards. It offers a competitive interest rate¹ and features all the benefits of a premium card with no annual fee.

Your Card Is Welcome In Over 26 Million Locations Worldwide
With the power of one of the world's most popular credit cards behind you, your Save-On-More Visa card will be gladly accepted at over 26 million establishments throughout the world displaying the familiar Visa symbol.

Purchase Security Coverage
Almost anything you buy with your Save-On-More Visa card will be repaired, replaced or reimbursed in the event of theft or damage within 90 days of purchase.²

Extended Warranty Coverage
The manufacturer's warranty on most items you purchase doubles or extends (up to one year), when you use your Save-On-More Visa card.²

Travel Accident Insurance
You'll receive up to $200,000 of Travel Accident Insurance at no charge when you use your Save-On-More Visa card to purchase your common carrier fare.²

Worldwide Emergency Card Replacement Service
In the event of an emergency, you'll receive a replacement card, usually within 48 hours.

Cash Advances
As a Save-On-More Visa cardholder you have access to 24-hour cash advances through any of the 860,000 worldwide ATMs displaying the Visa symbol.³

* Visa Int./VanCity and Overwaitea Food Group, Licensed Users.
† Save-On-More cardholders earn two (2) Save-On-More points for qualifying purchases excluding purchases made from the Overwaitea Food Group at its “Save-On-Foods”, “Overwaitea Foods”, “PriceSmart Foods”, “Cooper's Foods” and “Urban Fare” retail stores. In respect of purchases made from the Overwaitea Food Group at its “Save-On-Foods”, “Overwaitea Foods”, “PriceSmart Foods”, “Cooper's Foods” and “Urban Fare” retail stores, Save-On-More Visa cardholders will earn one (1) Save-On-More point for qualifying purchases. “Qualifying purchases” means purchases that I or any co-applicant charge to my account, less returns, and excluding cash advances, balance transfers, convenience cheques, fees or interest charges. VanCity Visa and Save-On-More Program terms and conditions apply.
¹ Interest rate is currently 19.75% and subject to change without notice.
² Extended Warranty Purchase Security and Collision/Loss Damage Insurance Underwritten by Royal & Sun Alliance Insurance Company of Canada. Travel Accident Insurance Underwritten by Chubb Insurance Company of Canada.
³ Cash advances (including convenience cheques) are subject to available credit. Interest accrues from the date the cash advance is taken or the date the convenience cheque is posted. Transaction fees apply to cash advances.